LINES OF BUSINESS

We help our customers design, build and execute their Smart Digital Transformation Roadmaps to achieve business goals quickly and accurately through a set of innovative, insightful and fully integrated FinTech solutions that promote security, compliance, and business agility.


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Retail Banking

Bayanat offer outstanding solutions for Retail Banks based on Oracle Cloud CX Platform that extend the features of Oracle Application and enhance the overall customer experience.

 

360-View Banking - A 360 Overview Solution that provides customer detailed banking information such as Accounts, Cards, Loans and Transaction Details; to enable Relation Managers and sales personnel to have a holistic, timely view of their customers.

 

Marketing Channels - A communication channel that enable sending messages to contacts through WhatsApp and SMS allowing for more reachability and cost saving.

 

Complete Sales Cycle - Including Customer details, Lead and Opportunity Management, with a full set of Dashboards and Reports to facilitate an intelligent, data-driven sales process.

 

Complaint Management - An end-to-end workflow to record, follow-up and solve complaints from customer, with a complete set of reports that comply with Central Bank requirements.

 

Customer Services - Enabling the bank to provide and track all sorts of services related to Account Management, Loan Management, Cheque Management, Cards Services.

 

Digital Payment Solutions - Bulk Payment, RTGS, ACH and IPS solutions that enable banks to run secure, reliable financial services to their retail clients and gain a competitive edge while complying with emerging local and global regulations.

SME & Corporate Banking

Bayanat Embrace

Bayanat Embrace is a vertical CRM Solution that is uniquely designed and developed for SME and Corporate Banking. Built on Oracle Cloud CX Platform; it provides an enriched customer journey for commercial clients through end-to-end streamlined processes that are tightly integrated with other back- and front-end banking solutions.

Customer Experience (CX)

attract, manage and retain commercial accounts through enriched, innovative service channels. Facilitate digitized self-service for commercial accounts, like: Account Management, Bulk Payments, Digital Transfers (ACH / RTGS), Bonds and Guarantees, Finance and Lending, among others.

SME & Corporate Banking

Bayanat Embrace

Bayanat Embrace is a vertical CRM Solution that is uniquely designed and developed for SME and Corporate Banking. Built on Oracle Cloud CX Platform; it provides an enriched customer journey for commercial clients through end-to-end streamlined processes that are tightly integrated with other back- and front-end banking solutions.
Customer Experience (CX) - attract, manage and retain commercial accounts through enriched, innovative service channels. Facilitate digitized self-service for commercial accounts, like: Account Management, Bulk Payments, Digital Transfers (ACH / RTGS), Bonds and Guarantees, Finance and Lending, among others.
Relation Managers Experience (RMX) - provide RMs with comprehensive tools to manage their commercial accounts and get a holistic view of their customers through Sales and Marketing service, in addition to tailored KYC and DoB solutions covering a long list of AML and Fraud detection to guarantee regulatory compliance, optimize onboarding and eliminate risk.
Analytics Layer - provides an intelligent and efficient decision-making tool through the Oracle-based digital reporting and analytics layer - a powerful feature of data visualization, instant insights and advanced embedded, predictive, mobile and self-services analytics.
Anti-Counterfeit QR (ACQR) - Solution to provide Banks with dynamic, reliable and secure authentication technology to electronically verify and process checks and critical documents, as well as upgrade ATM services.

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Central Bank Solutions

Bayanat recognize the uniqueness of Central Bank business models. On top of our full stack of FinTech solutions, Bayanat offer Central Banks with specialized solutions that cater for fundamental Central Bank services:

Digital Payment Solutions – Central Bank specialized Bulk Payment, RTGS, ACH and IPS.

 

CB Tasleef – A Lending Application that provides a complete business cycle for the lending process for member banks.

 

CB Iskan – A Housing Application that enables the CB to provide housing loans for their employees.

 

CB Reporting – An Analytics Solution that provides a comprehensive reporting system with end user dashboards for a more insightful decision-making process.

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Browse our Solutions

Bayanat portfolio for the Financial Sector spans the wide spectrum of Digital Transformation Solutions that facilitate business enablement on different levels.

  • Cloud Adoption

    Helping financial organizations transition to Oracle Cloud in multiple models…

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  • Digital Payments

    High-end Digital Payment Solutions, enabling banks to run secure, reliable financial services…

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  • Integration and Orchestration

    A better control to bridge the gaps between systems, applications, and data sources…

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  • Analytics and Digital Reporting

    Empowering decision makers with clear insights of the future and intelligent analysis of the past…

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  • Business Process Automation

    Simplifying application workflow orchestration to deliver critical, timely business services…

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  • Consulting Services

    Including assessment, enhancement, cloud, migration, extension, support, and training

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  • Managed Services

    Managing software infrastructure components and standard processes over the applied Oracle Applications…

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